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Archive for June, 2007

This money is going into my challenge b4 I spend it!

June 30th, 2007 at 01:33 pm

I have $74 dollars in my wallet and I don't really need to buy anything. But I know if it's there, it will probably get spent. SO, I'm putting it safely away into my $20 challenge. Smile

Previous balance $305
Plus: $74
Current balance $379

$23

June 29th, 2007 at 05:13 pm

Well, this past week I sold a brand new clock (one of five that we recieved as wedding gifts - I guess people didn't want us to be late anywhere!!) Smile on Craigslist for $18 and hung 5 loads of laundry on the drying rack, so that's $5

Line drying clothes hasn't seemed to affect our electric bill at all, but I think the culprit might be my husband. Smile He changed the thermostat for the attic fan, so now it runs almost constantly. I think I'll sneak up in the attic today amidst all the insulation and spiders and fix it to how I like it. Smile He'll never know. Wink

Previous balance $282
Plus: $23
Current Balance $305

No car payment for me!

June 20th, 2007 at 08:44 am

This past weekend we had a multiple family garage sale and I made $62 total,
plus I had a cash paying client, so $40 from them to add to the challenge.

I am amazed at how much I've saved from this challenge in less than a month!
I've decided that my challenge money will be going toward my replacement car fund. I would like to pay cash for our next vehicle instead of having a car payment. Some say that you'll always have a house payment and a car payment.
I don't want a car payment if I don't have to - I think it's just throwing away money, when you can save up for it and pay cash.



Previous balance $180
Current balance $282

love cash paying clients!

June 13th, 2007 at 03:38 pm

I had another cash paying client today, so that will be another $50 to add to my $20 challenge. I love cash paying clients, because then that money goes into the challenge now instead of my spending it who-knows-where. Yay!

previous balance $130
current balance $180

Coupon Savings

June 12th, 2007 at 02:37 pm

Well, I just got back from the grocery store and unloaded all my "prizes". Smile
I love using coupons! It's just like a game. - see how much money you can save. Smile I try to never buy groceries at full price. (doesn't always work out that way though) :-

I spent $41.04
I SAVED $56.91
I figured that out to be a savings of 59%!

Thanks for looking!

Jenn

money I had forgotten about... $20 Challenge

June 8th, 2007 at 04:12 pm

My sister owed me $40 from awhile back that I had forgotten about. I'm putting that toward my $20 Challenge, since I didn't miss the money in the first place. He he... it's funny - if I lend someone some cash, I almost always forget about it, so if they never pay me back, it's no problem! Smile
Anyone need to borrow money? I'll forget that you owe me! Smile Just kidding! Smile

Oh, I also hung a load of laundry - $1 for that.

Previous balance - $89
Current balance - $130

Where was this money going before??

June 5th, 2007 at 02:54 pm

I just recently started the $20 challenge and am amazed at how fast all the little bits of cash add up! Before, I would just keep the money in my wallet and eventually spend it - probably on something that I didn't really need. Now, it's safe and tucked away in an envelope, waiting to be invested eventually. Smile

The past few days I've added:
- $10 for kitchen appliance sold on
craigslist (I'm spring cleaning and
selling or throwing out anything I
don't really need)
- $3 for 3 loads of laundry hung on a
rack instead of the dryer
- $40 for a cash paying client. I have
my own business cleaning houses and
decided to save the money if clients
give me cash. (most give checks)

Previous balance - $36
Current balance - $89