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Archive for July, 2007

$50 toward challenge

July 11th, 2007 at 09:15 pm

I had a cash paying client today, so I'm putting that $50 toward the $20 challenge before I spend it. Smile

Previous balance $614
Plus $50
Current balance $664

Saved 65% on groceries

July 9th, 2007 at 04:40 pm

Today at Albertsons I saved 65% on my grocery bill. Included in my savings were GM Honey Nut Cheerios at $1.00 a box after coupons and Free Elecrasol Tabs for the dishwasher. Yay!

Spent $22.98
Saved $41.94
Total Savings 65%

garage sale money

July 9th, 2007 at 04:29 pm

My mom had another garage sale - and did really well - over $700! I gave her a few of my things to sell and made $44 from that. I also hung a load of laundry this week, so I'll put $1 toward the challenge.

Previous total $569
Plus: $45
Current balance $614

Tips on what to do with money, please! :)

July 3rd, 2007 at 10:29 pm

Well, dh got paid today, so I was doing the budget. I realized I had over-budgeted for our envelope system (spending real cash makes us spend less money than using a card) So I am putting the extra $50 into the challenge, as well as $40 from a cash paying client.
Since this is now my "new car fund", I'm also adding $100. I hope I'm not changing the $20 challenge too much by doing this. It just helps me to save that $100 if I pay it to myself at the beginning of the month, instead of waiting toward the end to see if we have any money left over.

My question is - Once my challenge reaches $1000, I'd like to put it in some kind of account so it will earn some interest. I'd like to keep it somewhat liquid. Any suggestions? Maybe a money market acct?? What do you all do with yours?

Have a great Independence Day, all!!!

Previous balance $379
Adding $190
Current balance $569

Saved 56% on groceries

July 3rd, 2007 at 10:19 pm

Today I did my weekly grocery shopping at Albertsons, combining coupons with the sales.

I spent $30 and saved $37, so that would be a total savings of 56%. I've done better, but still consider over 50% to be good enough for me! Smile

Spent $30
Saved $37
Total Savings 56%